Dental Insurance – Chevy Case, MD
Use Your Benefits for a Healthier Smile
We understand that many of our patients have concerns about the cost of dental care. We do not want you to be stressed about paying for your treatment , so we are always straightforward with our pricing information. Plus, we can help you take advantage of your dental insurance benefits as well. However, please keep in mind that as an out of network, fee-for-service provider, we collect payment at the time of treatment. Later, you may expect reimbursement from your insurance company.
Would you like to learn more about the role that dental insurance plays in our practice? Here is some important information:
How Dental Insurance Works
If you have a PPO dental insurance policy, you are free to use your benefits at virtually any dental practice, regardless of whether they are in your insurance network. This freedom means you can choose the dental team that you feel most comfortable with.
Insurance policies often offer the following levels of coverage:
- Preventive care: 80 - 100% covered
- Minor services (such as fillings and simple extractions): 70 – 80% covered
- Major services (usually including crowns and some types of oral surgery): 50% covered
Your plan may also have an annual maximum that places a limit on how much your insurer will pay out for approved services within a calendar year. This limit can have a significant effect on your total financial obligation, particularly for major procedures.
Why We Are Not In-Network
Patients sometimes ask us why we are not in-network with any insurance plans. One of the biggest reasons is that we prioritize our patients’ wellness. We recognize the value of dental insurance, but, unfortunately, insurance companies sometimes try to place stipulations on the care provided by in-network dentists. In some cases, those stipulations are not in a patient’s best interests. By remaining out of network, Dr. Freyne and our team can focus on providing truly top-quality care.
Using Your Insurance at Ronan Freyne DMD
Here are some pointers on how you can use your dental insurance in our practice:
- Bring your insurance card to our office, or give us your policy information over the phone. We will keep it in our records.
- Be prepared to pay in full at the time of your treatment. We accept cash, checks, and all major credit cards.
- We will file claims with your insurance company, and if the claim is accepted, they will send reimbursement to you for the covered portion of your treatment.
- If an insurance payment is sent to our office by mistake, we will take prompt action to correct the problem.
If your treatment is not covered by your dental insurance, ask us about our other payment options. For example, we offer interest-free in-house financing that can allow you to pay for your care over time.